# Hotel financing > URL: https://furnirent.com/en/hotel-financing > Language: en --- # Hotel financing: playing it safe, all things considered Would you like to renovate your hotel, but your bank won’t come on board? No problem! With our flexible, bank-independent hotel financing, we make it possible for you to carry out your modernisation project — entirely without conventional bank loans. furniRENT offers you an individual financing solution so that your hotel becomes fit for the future. [Submit a Request Now](https://furnirent.com/en/contact) ![](https://furnirent.com/wp-content/uploads/2026/07/hotelfinanzierung-furnirent-hero-3-320x320.avif) ## Bank-independent hotel financing for your hotel refurbishment Your bank says no, even though the modernisation is long overdue? This is exactly where we come in: with the option of bank-independent financing, we get your hotel project moving anyway — through a flexible rental or hire-purchase model that adapts to your liquidity rather than the other way round. This keeps your investment predictable, and your freedom to decide stays in your own hands. Bank-independent financing Only 50% security required Attractive interest rates & flexible terms Fixed-price and completion guarantee [Let's start your project](https://furnirent.com/en/contact) [Calculate hotel financing](https://furnirent.com/en/hotel-renovation-calculator) ![](https://furnirent.com/wp-content/uploads/2026/07/hotelfinanzierung-furnirent-video-320x180.avif) ![Dekoratives Hintergrundelement](https://furnirent.com/wp-content/themes/theme-4eck/build/images/design/element-04.svg) ## Financing your hotel refurbishment — even without a conventional bank loan ### Flexible, predictable and independent of your bank Not every good idea fails because of the concept — sometimes it fails because of the financing. This is exactly where we come in. Instead of leaving you alone with your bank, we pre-finance your refurbishment through a rental or hire-purchase model. You repay in monthly instalments that we adapt to your business’s liquidity. Because we believe in shared success, we make our own creditworthiness available to you. This makes your project possible even when your bank is hesitant. The principle is simple: we take on 100 per cent of the pre-financing for your furnishing, while you secure just 50 per cent. This shared load spreads the risk fairly across both shoulders. We keep the term flexible — with attractive interest rates and individual terms of up to 120 months. This leaves financial room for what keeps your business running every day. ## Our hotel financing models: flexible & bespoke Innovative concepts come from clear ideas. Our hotel financing is based on a rental or hire-purchase model. Where needed, we take on 100% of the pre-financing for your furnishing while you secure just 50%. This makes your hotel renovation predictable — independently of your bank. ![](https://furnirent.com/wp-content/uploads/2026/07/hotelfinanzierung-furnirent-01-planung-img-214x214.avif) ### furniRENT creditworthiness for your hotel financing --- Is your bank blocking your renovation project? As your reliable partner, we make our own creditworthiness available to you, because we believe in shared business success. ![](https://furnirent.com/wp-content/uploads/2026/07/hotelfinanzierung-furnirent-02-hotelfinanzierung-mit-furnirent-214x214.avif) ### Attractive interest rates & flexible terms --- Your financing with monthly instalments is handled straightforwardly through us. Look forward to attractive interest rates and flexible terms. ![](https://furnirent.com/wp-content/uploads/2026/07/hotelfinanzierung-furnirent-03-hotelfinanzierung-img-214x214.avif) ### Online calculator for investment planning --- Using our online hotel financing calculator, you can check the financial feasibility of your project. We also show you how new furnishing affects your business’s key figures. ![Dekoratives Hintergrundelement](https://furnirent.com/wp-content/themes/theme-4eck/build/images/design/element-05.svg) ## Sharing the load in your hotel financing We take on 50% of the capital outlay for your hotel renovation, while the remaining 50% is covered by you. Sharing the load secures your maximum success with our hotel financing! [Calculate your investment now](https://furnirent.com/en/hotel-renovation-calculator) ![](https://furnirent.com/wp-content/uploads/2026/07/hotelfinanzierung-berechnen-320x320.avif) ![Dekoratives Hintergrundelement](https://furnirent.com/wp-content/themes/theme-4eck/build/images/design/element-05.svg) ## The furniRENT rental and hire-purchase model You only need security of 50%. Repayment is made in monthly instalments adapted to your liquidity, within a term of up to 120 months. [Get in touch now](https://furnirent.com/en/contact) ![](https://furnirent.com/wp-content/uploads/2026/07/furnirent-hotelfinanzierung-miet-kaufmodell-320x320.avif) ![Dekoratives Hintergrundelement](https://furnirent.com/wp-content/themes/theme-4eck/build/images/design/element-04.svg) ## Our guarantees We keep not only to the deadline but also to the budget — guaranteed. At furniRENT, there is a fixed-price and completion guarantee on all services. This makes the project predictable, easy to integrate into ongoing operations, and prevents unpleasant construction cost overruns. ### Fixed-price guarantee --- Only a fixed-price guarantee agreed as early as the order stage protects you from nasty financial surprises. That’s why, with us, the modernisation of hotels is carried out with cost certainty at a fixed price. ### Completion guarantee --- Hotel refurbishment, renovation and modernisation usually take a long time — but not with us. The hotel rooms are ready for occupancy no later than eight weeks after the order is confirmed. ## Proud clients on working with us ![](https://furnirent.com/wp-content/uploads/2026/07/hotelfinanzierung-testimonial-markus-daschil-320x315.avif) The precise plannability, the favourable financing and the rapid implementation were what tipped the scales for me in working with furniRENT — as was the fact that there is a single point of contact for everything. Markus Daschil Owner Hotel Bergland ![](https://furnirent.com/wp-content/uploads/2026/06/trihotel-das-wellnesshotel-an-der-ostsee-referenz-furnirent-hero-320x320.avif) The one-stop-shop implementation with a financing solution, together with the creative design proposals, convinced me to work with furniRENT. Mr Benjamin Weiß Managing Director, Trihotel Rostock ![](https://furnirent.com/wp-content/uploads/2026/06/gold-rain-residence-referenz-furnirent-hero-320x320.avif) We have been working with furniRENT for many years and value their reliability in meeting deadlines and their fixed-price guarantee. A smooth conversion, which is easier to finance thanks to the furniRENT 50/50 financing model. Ms. Sandra Stricker & Mr. Ernst Tappeiner Owner family ![](https://furnirent.com/wp-content/uploads/2026/06/hotel-grischuna-ag-referenz-furnirent-hero-320x320.avif) We were looking for a hotel furnishing company that would take the stress of coordinating many different trades off our hands and that stands for on-time, professional execution. In furniRENT we found exactly that. The fact that we could also handle the financing straightforwardly directly through furniRENT was an added bonus. Mr E. Beller Owner ![](https://furnirent.com/wp-content/uploads/2026/06/hotel-alpina-referenz-furnirent-hero-320x320.avif) With its complete-solution model, including tailored financing, furniRENT opened up new possibilities for us. Another pleasant surprise was the successful conversion without exceeding the construction budget. Elisabeth and Matthew Will Owner family & management ![](https://furnirent.com/wp-content/uploads/2026/06/trihotel-bauphase-2-referenz-furnirent-hero-320x320.avif) I was won over by the speed of construction and the short planning time, as well as the design and the concept. Absolutely brilliant! Trihotel Rostock ![](https://furnirent.com/wp-content/uploads/2026/06/apart-of-me-villach-referenz-furnirent-hero-320x320.avif) For the second time in a row, furniRENT was a reliable partner in the planning and implementation of the project. Their quick responsiveness whenever action was needed and their solution-oriented approach won us over once again. Apart of me Villach ![](https://furnirent.com/wp-content/uploads/2026/06/hotel-bergland-speisesaal-referenz-furnirent-hero-320x320.avif) You should keep on top of renovations continuously and never fall behind. It’s important to always have a master plan for your business and to keep your own USP in focus at all times. Hotel Bergland ![](https://furnirent.com/wp-content/uploads/2026/06/apartments-villach-referenz-furnirent-hero-320x320.avif) furniRENT was a reliable and competent partner in carrying out our project. This is a company where a handshake still means something and where customers’ wishes are taken into account. Apartments Villach ![](https://furnirent.com/wp-content/uploads/2026/06/hotel-bergland-bauphase-2-referenz-furnirent-hero-320x320.avif) Everything from a single source — good planning — quick decisions and fast implementation. That speaks for furniRENT. Hotel Bergland ![](https://furnirent.com/wp-content/uploads/2026/06/hotel-hirschen-wildhaus-referenz-furnirent-hero-320x320.avif) We searched hard for financing options. With furniRENT, we found what we were looking for. They offer an innovative financing concept. Hotel Hirschen Wildhaus ![](https://furnirent.com/wp-content/uploads/2026/06/businesshotel-du-parc-referenz-furnirent-hero-320x320.avif) We were very satisfied with the tradespeople working on site. Typically Austrian — straightforward and solution-oriented. Businesshotel du Parc ![](https://furnirent.com/wp-content/uploads/2026/06/alpengasthof-zur-post-referenz-furnirent-hero-320x320.avif) The initial meeting with furniRENT’s managing director was very structured and professional. Every further contact was, in every respect, a professional exercise in the art of communication. Alpengasthof zur Post ![](https://furnirent.com/wp-content/uploads/2026/06/hotel-thessoni-referenz-furnirent-hero-320x320.avif) The reasons for working with furniRENT were the full-service package, the financing offer, straightforward communication and, ultimately, the chemistry that was right on both sides. Hotel Thessoni ![](https://furnirent.com/wp-content/uploads/2026/06/genuss-und-aktivhotel-sonnenburg-referenz-furnirent-hero-320x320.avif) Our guests find our rooms to be of high-quality workmanship, and the feel-good ambience is a great success. The rooms that previously didn’t let so well have been booked far more often since the refurbishment. A price increase of 10–12% was introduced without any problem. Mrs Wohlgenannt Host ![](https://furnirent.com/wp-content/uploads/2026/06/wellness-und-sporthotel-kolmhof-referenz-furnirent-hero-320x320.avif) We opted for furniRENT’s hire-purchase financing model because it is individually tailored to our business. On top of that, in addition to the financing, the company also took care of purchasing, ordering, processing and installation. We’re talking about a builder-owner function here. Mr Lienert Host ## Hotel financing with furniRENT — the right solution for every requirement! ![](https://furnirent.com/wp-content/uploads/2026/06/gold-rain-residence-referenz-furnirent-preview-214x274.avif) Vinschgau Gold Rain Residence Shift in Focus to Apartments 21 rooms in 18 vacation apartments Renovation time: approx. 8 weeks View project [Gold Rain Residence](https://furnirent.com/en/references/gold-rain-residence) ![](https://furnirent.com/wp-content/uploads/2026/06/apart-of-me-faaker-see-referenz-furnirent-preview-214x274.avif) Faaker See Apart of Me Faaker See Renovation of a Lake House 5 Vacation Apartments Complete interior, including plumbing and kitchen View project [Apart of Me Faaker See](https://furnirent.com/en/references/apart-of-me-faaker-see) ![](https://furnirent.com/wp-content/uploads/2026/06/hotel-grischuna-ag-referenz-furnirent-preview-214x274.avif) Filisur Hotel Grischuna AG Renovation of 16 guest rooms New Lighting & Interior Design Concept Designer Flooring, Furniture & Textiles View project [Hotel Grischuna AG](https://furnirent.com/en/references/hotel-grischuna-ag) With us, you not only get a competent hotel furnisher to carry out your project — you also get the option of bank-independent financing at a particularly attractive fixed interest rate. [Submit a Request Now](https://furnirent.com/en/contact) ![Dekoratives Hintergrundelement](https://furnirent.com/wp-content/themes/theme-4eck/build/images/design/element-04.svg) ## Planning certainty from the very first calculation ### With a fixed-price guarantee and a clear view of the figures Eine Investition in neue Zimmer soll sich rechnen – und genau das machen wir vorab transparent. Mit unserem [furniRENT-Rechner](https://furnirent.com/en/hotel-renovation-calculator) sehen Sie schon vor dem Start, wie sich eine neue Einrichtung auf Auslastung, Zimmerpreis und Amortisation auswirkt. So treffen Sie Ihre Entscheidung auf Basis von Zahlen, nicht von Bauchgefühl. Unsere Festpreisgarantie sorgt dafür, dass der vereinbarte Preis hält. Baukostenüberschreitungen, die viele Hotelprojekte aus dem Ruder laufen lassen, sind bei uns kein Thema. Financing and implementation come from a single source with us. This saves you coordination, shortens the process and ensures that the schedule and budget fit together. Thanks to the completion guarantee, your rooms are usually bookable again no later than eight weeks after the order is confirmed. Playing it safe, all things considered: would you like to know what financing for your property could look like in concrete terms? Let’s [do the maths with no obligation](https://furnirent.com/en/hotel-renovation-calculator) — honestly, transparently and with no hidden costs. ![Dekoratives Hintergrundelement](https://furnirent.com/wp-content/themes/theme-4eck/build/images/design/element-03.svg) ## Your path to hotel financing In just a few clear steps, we get your financing ready to go — from the first assessment to implementation. Predictable, transparent and without the detour of lengthy bank meetings. 1 ### Initial conversation We discuss your project, your wishes and the investment framework — openly, honestly and with no obligation. 2 ### Investment check With the furniRENT calculator, we clearly assess feasibility, amortisation and the effect on your key figures. 3 ### Financing offer You receive a rental or hire-purchase model with clear interest rates, terms and a fair 50/50 split. 4 ### Application & approval After your yes, we review your application promptly and issue you a binding financing commitment. 5 ### Pre-financing & instalments We pre-finance 100%; you repay it in monthly instalments adapted to your liquidity. [Start project](https://furnirent.com/en/contact) [Calculate benefits](https://furnirent.com/en/hotel-renovation-calculator) ## FAQ hotel financing ![](https://furnirent.com/wp-content/uploads/2026/07/furnirent-kontakt-daniel-pfeifer-4-320x320.avif) Daniel Pfeifer [+43 4242 222 390](tel:+434242222390) [beratung@furnirent.com (öffnet E-Mail-Programm)](mailto:beratung@furnirent.com) What is bank-independent hotel financing? With bank-independent financing, you don’t need a conventional bank loan. We finance your refurbishment directly through a rental or hire-purchase model and make our own creditworthiness available for this. This keeps you independent of your bank’s decision. How does furniRENT's financing model work? You only need 50% of the total net investment sum, in the form of a down payment or suitable security. We provide the other 50% up front. Repayment then follows in monthly instalments that we adapt to your business’s liquidity — either as a rental or a hire-purchase model. Can I finance my hotel without equity? From experience, we know that a certain amount of equity has a positive effect on a project’s financial feasibility. However, since we only require security of 50%, significantly less equity is needed than with a conventional bank loan. We’ll clarify what’s possible in your case in a personal conversation. How long does the financing run and how high are the instalments? The term is up to 120 months. The amount of the monthly instalments depends on the investment sum, the term and your liquidity. We arrange the instalments so that they suit your ongoing operations and stay predictable. How high are the interest rates? We offer attractive interest rates and flexible terms. As a rule, the interest rate is lower than a comparable loan from your own bank. We put together your specific offer individually — to suit the scope and framework of your project. What happens if my bank won't come on board? Our model exists for precisely this situation. Because we believe in shared success, we make our own creditworthiness available to you and finance your refurbishment even when your bank is hesitant. This way, a good project doesn’t have to fail because of the financing. How do I find out whether the investment is worthwhile? Use our furniRENT calculator: it shows you how new furnishing affects occupancy, room rate and amortisation. Together we’ll work through your project before you commit — transparently and with no obligation.